Michael spent six years on Capitol Hill as a legislative aide working on financial-services and banking committee matters before moving into fintech policy analysis, where he tracked the stablecoin bills through markup and passage. He now writes full-time about payments regulation. He reads the statute before the headlines and prefers to quote the section number. Register: neutral, explanatory, policy-desk — measured sentences, no hype, no advocacy, careful to separate "the law says" from "some argue."